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Friday, 10 February 2017

HOW MONEY WORKS

So I always thought I knew how to handle money until I grew up and noticed that most of my money had been spent unaccounted for and I had nothing to show for it mostly.

Some of it I'm sure, I used for very important things and I wouldn't change it if I had the chance to choose between spending the money for those things or not.

For a long time, I had heard about budgeting but for some reason, I never really came around to applying it. So near the end of 2016, I decided to consciously implement budgeting to my financial life

BUDGET 

"a quantitative expression of a financial plan for a defined period of time. It may include planned sales, volumes and revenues, resource quantities, costs and expenses, assets and liabilities and cash flows"

- To simplify this, I'd define it as a picture image of what you did with your money over a certain period of time-


So after implementing budgeting 2 months down the line, I noticed a few significant things.

1. I spend lots of my money on things I deem important but I need to do a reevaluation.

2. I spend money on things for others more often than for myself (Good or bad depending on how you see it)

3. My money could be spread out more than I am doing now.

4. I save way less than I earn

5. I could do financially better than I am now by applying more wisdom in my spending

Image result


In the end I've noticed that I'm not as good with managing my finance as I thought I was and definitely need more education in that area.

And so one of the things I've resorted to doing is to watch more online videos on money management and read more books on finance to improve, one of which is RICH KID SMART KID by Robert kiyosaki which I'm currently reading.

So some of the tips I've learnt on money management so far are, 

  • Budgeting on excel- This gives you a picture image of what you've done with your money over a period of time
  • Learn to save- Emergencies are inevitable and you want to be ready for whatever may come your way as stated in Matthew 25 about the 5 wise virgins who had enough oil in their lamps and were ready when the bridegroom arrived. 
  • Build an emergency fund- 1 to 3 months savings which you build over time and will only touch when the situation is dire, e.g. Job loss, etc. It doesn't matter how small the money is. save it, for "little drops of water make a mighty ocean"
  • Whatever God gives you, make good use of it. don't waste it. Plant it with your actions so that it can bear fruit. The same can be said with money. Use it wisely and it'll grow, waste it and you'll lose.


So hopefully by the time I'm done I'll have a more improved view of the importance of money, how it works and what I can do to manage mine better.

I hope this post is helpful.
Thank you and have a lovely day.

Saturday, 21 January 2017

VISIONS with GOD

Happy 2017 Everybody,

Its been 3 years since I wrote a post on here. A lot has happened within that time. Been through a lot, grown through a lot, and learnt overtime to trust God through them all. God has been good throughout. I have learnt more of him along the way than I had before and I'm hoping to share with you my experiences as we go along.

I decided to revisit my blog and found a few things that encouraged me to start paying more attention to it.

So today, I would love to share with you the topic of VISION

The common bible verse regarding this topic is found in Habakkuk 2;1-2

"I will climb up to my watchtower and stand at my guard post. There I will wait to see what the Lord says and how he will answer my complaint
vs 2- Then the Lord said to me, "Write MY ANSWER plainly on tablets, so that a runner can carry the correct message to others"

I read this bible verse a while ago and realised that I had never noticed the part where God says "Write MY ANSWER"

I think it's probably because I read the versions that said "write THE vision and make it plain"

But this particular word stood out to me because it made me realise that the vision belonged to GOD and is derived from GOD. It was the Lord who gave the answer and not man who thought it.

So all these years when I've been making resolutions and all manner of goals thinking to myself that I was the one who was supposed to come up with them, it was not really the best option because then, I relied on my strength and really didn't focus on God and where He wanted me to Go that year

Either way, my eyes have been opened and now I realise that in order to know the vision, I have to turn to the SOURCE (God) to know which direction to take and HOW to RUN with it.

So here are some of the ways in which we can turn to the source

1. PRAYER
Speak to God intentionally and sincerely about what you would like to do and what you should do,
Seek HIS WILL concerning them
Ask for his guidance,
Listen and write as you pray
(Ps: AFTER prayer, wait and Hear what the LORD has to say too as mentioned in the verse previously- its a two-way conversation)

2. The WORD
Read the bible
Research from it topics on the steps you want to take

3. LISTEN OUT FOR THE VOICE OF GOD- (through others)
i.e books, mentors, video/audio messages etc

4. SEE & RUN WITH THE VISION
When you are done, remember to RUN with the vision.
Act on what God speaks.
Get rid of every nonchalant attitude towards the vision.
Visit it constantly to remind yourself of what God has said

5. TAKE A STEP OF FAITH
"In prayer, there's a connection between what GOD does and what you do"
Plan, take a step, sow by your action and you will reap the reward
If you don't take a step of faith, nothing will be accomplished

6. REMAIN IN COMMUNION WITH THE SOURCE
Continue to commune with God to ensure that your roots do not dry out and that you are constantly refreshed to carry out the vision.

John 15:5- "I am the vine; you are the branches. Those who remain in me, and I in them will produce much fruit. For apart from me you can do nothing"

Lastly,

I would like to share with you something from Lisa Bevere which I feel will be beneficial to everyone since we are still in the beginning of the year and people are in the goal-setting phase.

"God wants to take you from where you are to where He's calling you to be but He needs you to be INTENTIONAL where you are.
He needs you to be faithful here and needs you to dream there.
He needs you to write things down and then put it into his hands and understand that he can take care of that........
Go ahead and dare to dream
Go ahead and write down
Go ahead and be creative
Circle around those things in prayer
Speak them out in faith and entrust them to God
And it will be just a little while before you start to see those pieces come together"
-Lisa Bevere- 

https://www.facebook.com/lisabevere.page/videos/10157436799455447/

I hope this is a blessing and a reminder to keep God at the fore-front of your goals this year as you take steps to achieve them.


Enjoy the link and have a blessed day.
Love,
Trudie

Friday, 14 February 2014

PRAISING TO GOD FOR DELIVERANCE

Good morning guys... It's 4am in the morning in England just now and today is officially my birthday. Thank God for the many blessings He's blessed me with and the wonderful people He's placed in my life. I just finished watching a video on Facebook of a 22 yr old recent graduate known as lauralee patrika who escaped an accident today on the motorway in America and gave a testimony of how God delivered her when her tyres had span around and her car was facing the opposite direction on the motorway so that she found herself directly facing big trucks when suddenly she said to God, "Lord  help me please" and her car, without touching the steering moved straight away from the road unto the side in safety.

This reminded me of a few weeks back in January when my friend, sister and I were heading for church in our friend's brand new car and I was telling her about a car accident that occurred when I was driving with my cousin to the shopping centre to get groceries on the 30th of December 2013. Whiles explaining the incident our car started overspeeding. I began to think the driver (my friend) should slow down but before I realised the car had gone so fast in a bid to enter the roundabout that it nearly spun off the bridge we were on... I sat there quietly for a few mins reminiscing on the many  ways this could have turned out fatal and praying to God and thanking him for deliverance from this very clear and fatal accident that it could have been had it not been for Him who had delivered us that day. 

God has spared my life and your life but many at times we forget and moan to God about the things that we don't have, but if we are dead, what does it matter then if we have everything... Like the bible says, what shall it profit a man if he gains the WHOLE world and LOSES his soul?...Mark 8:36- Clearly NOTHING...

Let us start being more thankful for our lives and for what God has given us. The girl in the video was on her way to choir practice when it happened and she stated how she had praised God right after and  was going to praise God like never before when she went to church on Sunday and no one would stop her. This reminded me of a video I was watching of Bruno Mars at the Super Bowl  yesterday, and I thought to myself, "look how these people are just jumping with ALL their strength and are so excited for mere songs that a mere man has sang yet when we go to church, we find ourselves being so diplomatic and not praising God with all our might like David did. Imagine if we had the same attitude as these people at the Super Bowl but in the presence of God. What a terribly mighty breakthrough we would experience just because we praised. And so henceforth, let us all including myself practice an attitude of thanksgiving and praise to God because He sure does deserve more than many including myself give Him

Adios!!!

Monday, 3 February 2014

Valentines/ Birthday Gift Ideas

Welcome to February guys...the month of LOVE. I hope everyone is doing great so far... It's only the second month of the year, 10 more to go so let's all hang in there and enjoy the moments as they come.
Speaking of moments, valentines is just around the corner, as well as my birthday (so excited). I got a few gift ideas for the day/my birthday too so I thought I'd share with you guys so in case any fam/ friend is reading this, now is your moment to choose from the list eyyy (wink).

BIRTHDAY/ VALENTINE'S GIFT IDEA/ WISH LIST

0. FLOWERS- always nice to receive
1.Thoughtful gifts
2. Our moment perfume by One direction
3. Watch (OWL Oxford Watch) on Asos/ Leather watch
4. Winter Leather Boots/ (Gola Heather Shearling Top leather boots- size 6)
5. Long warm Jumper
6. Sleek Blush in FLUSHED
7. Manuscript found in Accra by Paulo Cuello
8. The wealth of my mother's wisdom by terrence jenkins
9. Money
10. Kringle Scented candles

OWL Oxford Blue Watch OWL Exclusive To ASOS  Oxford Black WatchImage 1 of Gola Heather Shearling Top Leather Boots

I hope you have a wonderful valentine if you are couple, and the singles, you get to show yourself some love on this day and those you care about.... Happy valentines....
Hasta luego amigos!!!



Friday, 3 January 2014

2013 LESSONS FOR 2014

Happy New Year lovelies!!!
It's a brand new year .... 
2013 went a bit faster than I usually think each year or maybe it's just me. I've heard quite a few comments from people saying how much they enjoyed last year and looking forward to the exciting things 2014 is going to bring them. Whereas there are also the few who said that 2013 was the worst year of their lives with it's very challenging situations which they had to face. Mine was a mixture of the two. There were many brilliant moments last year like the new addition to our family and spending time with this one person.... But there were also times that I struggled with many personal issues which I had never dealt with in the past. Through them all, I have become much stronger and have learnt some lessons which I hope to apply to my life in the coming future. Here are a few!

LESSONS LEARNED IN 2013

1. Forgiveness is difficult when you look at the one who offended you.

2. When you forgive others, it shows that you love yourself and are actually doing yourself a favour.

3. Not everyone who comes into your life as a friend actually is a friend, open your eyes. 

4. Some people come into your life as a lesson, learn them.

5. When people leave, it is for your own good even though it might not seem like it at first.

6. Listen to your inner man, he will always tell you the truth.

7. God always speaks to us, be attentive and listen.

8. Be true and truthful to yourself and others ALWAYS, it will benefit you in the end.

9. Have the courage to let go of things that do not grow you or serve you.

10. You are worth more, don't let circumstances and people determine your worth.

11. You are good enough, always

12. Be happy, Build yourself, Learn yourself and Grow yourself

13. Learn from your mistakes, though they might seem expensive and painful, they are always good ways to grow so don't be afraid to make them.

14. Live, Love, Forgive and Learn

15. Let go of the past

16. The best moments in life are those moments when we totally let go and just live.


I hope you've picked up a few pointers from my list so far. God is full of surprises and I'm very much looking forward to what He has in store for me this year. 

HAPPY NEW YEAR STILL....

Wednesday, 13 November 2013

WINTER HAIR CARE ROUTINE

So my hair hasn't been my favourite of late because of the way it's been playing up. Thanks to the heat I applied to it in the summer.... Very bad idea! Hence I've decided to give it some TLC whiles it is out of the braids.

My first is the egg & Lemon solution.
I used to apply this when I was transitioning and I it contributed to my hair growth so I thought I'd go back and try it again.
I call it "Back to my roots"

Recipe

  • 1 egg- protein to strengthen hair
  • Half a lemon- to remove the "eggy" smell
  • Olive oil- moisturise

*Mix all ingredients



  • Apply to hair and cover with a plastic bag to set for about 30-40 mins
  • Rinse with cold water, never hot water or the egg will cook in your hair. 
  • You don't want that now do you?
  • Wash out with shampoo and conditioner and there, you're done... 


Hopefully this recipe will work well for your hair too.
Adios!!!

Wednesday, 30 October 2013

LOVE COVER A MULTITUDE OF FEARS

Yesterday I faced my fear. The best thing I did all day. My fear grew bigger the more I heared people speak of it. So I spent almost a year avoiding something so little which had become so great in my mind. Yet I sang, throughout that time that The Lord was my shepherd and so I would fear no evil.... The irony of the matter was that I was afraid.

I read an update from Pastor Mensah Otabil saying, "This week, put a smile on someone's face, HELP SOMEBODY TO STAND. SPEAK THOUGHTFULLY. BE GENTLE. Surprise someone with a random act of kindness. BE A BLESSING THIS WEEK. What you do for others, God will do for you." 
A day before facing my fear, I had gone to speak to one of my managers at my work concerning not working in a particular area of my workplace. She asked me the reason why and I let her know that it was partly because of the stories I had heard which had resulted in my hesitation to take the plunge. She was very familiar with this because many others had avoided this particular area because of a similar reason so she spoke kindly to me concerning this issue, encouraged me to take the step and get it done and also provided contact details of other members of staff who were available mainly for this kind of issue. She stated that she would review in a month's time where I was concerning this issue. I left the office feeling positive and very encouraged by what she had said as she had thrown a new and different light concerning this issue. 

After work, I went home, discovered Mensah Otabil's update and thought, "oh wow this is what the manager did for me at work today"- by helping me to stand up against my fear through speaking gently and thoughtfully to me- and so I took the plunge and booked a shift in that area. I prayed about my fears and encouraged myself with bible verses talking about trust in The Lord in times of fear 

Psalm 56:3- "WHEN I AM AFRAID, I PUT MY TRUST IN YOU"

This helped me a lot and after prayer I said to myself that I would not meditate on this issue again because the more I thought about it, the more daunting it seemed. 

I woke up on the day feeling ready to face whatever it was that everyone was talking about. At work, there were one or two glitches and that was about it concerning all the horror stories I had heared. In fact, I thought to myself, I have faced a few worse than this, but I guess maybe I haven't spent as much time there so I cannot completely draw a conclusion. But the long and short of the story is that, sometimes we tend to exaggerate fears in our minds which cause us to me stagnant. 

God has not put in us a spirit of fear but of love, of power and of a sound mind. Hence, it is important that we recognise that where there is fear, there is the absence of love and where there is love there is the absence of fear. 

After work I was glad I had worked in that area and I thought to myself... "Thank you God for how it went today".

In all I'm glad I took the plunge and my conclusion is that I should let love govern my steps not fear for as the bible says, love covers a multitude of sins, in my case, it covers a multitude of fears. 

ADIOS. 

Tuesday, 29 October 2013

THE WONDERFUL ROAST DINNER

Well! well! well! Guess who just realised that Christmas is around the corner? Me! I checked our fridge this afternoon and saw some of the random groceries my dad buys on weekends. So I thought, why not whip up something nice. It's been a while since I did and look what I came up with- The Wonderful Roast dinner (a.k.a Potatoes, vegetables, chicken wrapped in bacon).....

Glory! Enjoy the view ... Looking forward to Christmas already
Love,
Trudie.

Friday, 21 June 2013

THEN I SAT AND WORRIED INSTEAD OF PRAY

Who around here is familiar with my title for today? Well if none of you will admit it, I will.
Today, my sister has gone out to run a few errands as she does on fridays, the one day she genuinely gets to chill at home these days. So I lie in bed after an early shift to get some rest and I decide to check my facebook as well as my other websites (i.e facebook, blogger, yahoo then back to facebook, then I start all over again plus the ocassional tumblr; I haven't checked that one yet but I will do in a second lol).

I put on some Ghanaian spirit tunes on youtube and start to pray a little. But then one negative thought just pops into my head and I think, "i'll just brush it off". My mini prayer stops for a second then I go back on my facebook, then my blogger lol.

I check a few statuses and one says, "God is shifting your season. The drought is over! The famine has ended and now it's harvest time". As soon as I finish reading, I hear that little negative voice say something along the lines of "That's what they usually say, but it never really changes" But then I remember that God has given me the job I have now and God has done so much, I just don't pause to recollect them in that instant.

Then another moment of mini prayer ensues and after that I find myself beginning to sink back into worry as I have noticed myself doing these days when I'm alone. There is a saying that goes, "the devil has work for idle hands". Not that I am completely idle because I have deliberately laid down to rest and soak myself with my music but I've noticed that whenever I am alone these days, that is when I get overwhelmingly bombarded.

One time I allowed negative thoughts to overwhelm me so much so that the things I said I'm definitely sure did not sound pleasant in God's ears but He has forgiven me still so I move on. I know it is completely bad so today as soon as I found myself beginning to do this, I decided to write and pray about it instead.

I nearly shed a tear some minutes ago and I thought why not put it in words on here. I seem to be beating about the bush with this and now I've almost forgotten the reason for my topic

Oh yeah I just remembered. I mean to say that in times when we are being bombarded by thoughts from the enemy, let us not sink into worry like I have done many times, but rather make it a point to pray and tell God all our worries. He cares more than you and especially I know, yet for some reason I seem to think otherwise when I have asked sometimes and the answer has not yet come.
God is in charge of my life and everything works together for my good. 

So in conclusion, let's start to pray instead of sit and worry.... lol like you did not see that coming.

Adios amigos!!!!

Friday, 14 June 2013

OUTFIT | Denim on Denim

It's been a while since I've been on here. I hope you guys have been doing brilliantly so far. Here is a new look I just discovered from Shirley b. eniang from meek and mild and I thought I'd share with you. It's simple, casual and clean. I love it and I hope you do too



Enjoy the video
Hasta luego mis queridos!

Thursday, 11 April 2013

10,000 reasons to hope in a teary situation

Have you ever asked God for help with an issue and not fully liked it when He gave you the answer?
That is how I've felt of late but I'm sure God knows best.
Of late I've found myself crying randomly. I mean it used to happen at first but I've been getting more teary with time. Sometimes I tend to think it's just hormones, other times I'm not sure what it is. I was telling my sister the other time that I wondered why women tend to cry so quickly and easily.
Anyway today I was listening to one of Jesus culture's conventions on youtube and the minister said "God is raising a generation of hope releasers and that we have been brought up to bring hope to a world where there isn't hope. But the hope releaser finds himself losing hope as well and most at times it is the enemy trying to counteract what God has said by trying to steal our hope because he always does the opposite of what God says. She also made a statement about how we sometimes find ourselves crying for no reason. Sometimes there are reasons why but we just can't fully express it to others because we never find the full comfort that we desire even when we mouth it out to people. I've felt like that many times and so all I'll do is just cry instead just to let it all out. But then the reassuring words I heard from the minister was" Our tears are an intercession and God is pulling us into his presence and breaking through something that is really big.
She also made mention of Exodus 13 where God repeats a few times that "By sheer strength, the eternal will bring you out". A sign of hope to me and to whoever is going through a teary situation and can't fully pinpoint what the issue is.
Here's a song that hopefully will bring a bit of joy and hope to your souls as you listen and sing along

Thursday, 7 March 2013

THE OPPORTUNITIES I NEVER GRABBED

Do you notice opportunities when they present themselves? Or more like, do you notice it when God brings potential opportunities your way?

Do you, like me, weigh out the pros and cons of every opportunity presented and sometimes overthink them so much so that by the time you realise, you would have missed out on them altogether?

If yes, then we're all in this together because, like you, I've found myself in countless circumstances where I have over thought certain chances and lost them in the end. Maybe losing them might be God's way of showing me that those opportunities were not mine to take in the first place or possibly fear causes stagnation in my decision making skills.




Well today I happened to eavesdrop on a conversation between two people at work; a guy who had gone outside for a cigarette and a lady.

They discussed how the guy was feeling in general and this led to him speaking about his photography which he does as a hobby. He told different stories and one of them stood out to me.

One day, he had sat on a bench outside slowly inhaling his cigarette smoke when he discovered a bird perched in a corner. He had his camera with him as per usual and in his mind he thought to himself that maybe he should take a photo of this bird, yet he said to himself that he shouldn't because by the time he'd picked up the camera, the bird would've flown away. A few minutes later, the bird still perched there and this gentleman was contemplating whether to take the photo. Then another voice in his head told him not to take the photo at all to which he obeyed and lost the opportunity altogether to take a potentially brilliant photo.

How many opportunities have you missed out on because you sat and contemplated for so long? 

A few weeks ago, I wrote in my diary that I wanted to open an account. As soon as I wrote it down, I began to make plans as to which day would be most suitable for me to get that account. I went ahead and did as I had written in my diary on the actual day and on my way back I thought to myself,

"it never occurred to you to pray before making the account. Yet how many times have you used prayer as an excuse for your indecisiveness".

I'm not saying that it is not good to pray. It is the perfect thing to do at all times as a christian yet, I find that sometimes we are indecisive because of fear of making a mistake. God is the utmost restorer in all situations. He has not put in us a spirit of fear but of power and of love and of a sound mind. 2 Timothy 1:7 hence we need not approach opportunities with fear but with courage knowing that the Lord will definitely order our footsteps as in Psalm 32:8,

- "The Lord says, "I will guide you along the best pathway for your life. I will advise you and watch and watch over you"-

In Genesis 28:15 God tells Jacob that He has given him a land where he is but Jacob decides that he wants to go somewhere else. God does not stop him from making that decision but reassures him with these words
"I am with you and will watch over you wherever you go, and I will bring you back to this land. I will not leave you until I have done what I have promised you"

In other words, God is with us in our decision making hence we should not be crippled by fear because either way, that which God has spoken will come to pass.

So from today, Let us all begin the journey of boldness in our decision making and grasp opportunities presented to us but also remember to walk in God's guidance so that we will not be led astray

Love.
Have a blessed day!!!